LedgerFlow - Financial Visibility Layer

At [COMPANY NAME], we take your privacy seriously. This Privacy Policy explains how we collect, use, store, and protect your information when you use LedgerFlow.

What Data We Collect

We only collect data that you explicitly provide to us:

Bank statement files: CSV, OFX, or QIF files that you upload
Account information: Email address, name, and account preferences
Usage data: How you interact with the application (for improving our service)

We NEVER Collect Banking Login Credentials

LedgerFlow does not request, store, or have access to your online banking usernames, passwords, or credentials. We only work with statement files that you manually download and upload.

Data Security and Encryption

Your data is protected using industry-standard security practices:

Encryption in transit: All data transmitted between your browser and our servers is encrypted using TLS/SSL
Encryption at rest: Your uploaded files and financial data are encrypted when stored
Access controls: Only you can access your financial data
Regular security audits: We regularly review and update our security practices

We Do Not Share Your Data

Your financial data is never sold, shared, or disclosed to third parties. We do not share your transaction data with advertisers, data brokers, or any other external parties.

The only exceptions are:

If required by law (e.g., court order, subpoena)
To protect the rights, property, or safety of [COMPANY NAME], our users, or the public

Your Right to Delete Data

You have the right to request deletion of your data at any time. You can:

Delete individual files or transactions from your dashboard
Request complete account deletion by contacting us at [EMAIL]
Export your data before deletion

When you request account deletion, we will permanently delete your financial data within 30 days.

Cookies and Analytics

We use essential cookies to maintain your session and preferences. We may also use analytics tools to understand how users interact with LedgerFlow, helping us improve the product. These analytics are anonymized and do not contain personally identifiable financial data.

Contact Us About Privacy

If you have questions about this Privacy Policy or how we handle your data, please contact us at:

Email: [EMAIL]
Company: [COMPANY NAME]
ABN: [ABN]
Address: [ADDRESS]

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by email or through a notice on our website. Continued use of LedgerFlow after changes constitutes acceptance of the updated policy.